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How It Works

It’s estimated that up to 30% of all plaintiffs face financial pressure at some point during the claims process. While attorneys may take a case on a contingency basis and advance related costs, there typically remains the prohibition against providing funds for living expenses, medical bills and other necessary costs. Prospect Funding Partners fills this void and can provide funds to your client.

Pre-settlement funding is a cash advance provided to a plaintiff involved in a lawsuit or insurance claim. The funds are used by plaintiffs to cover immediate financial needs, providing the time to negotiate a better settlement.

Our funds are non-recourse and our fees vary depending upon the type and value of a particular claim. We evaluate each case individually and tailor fees based upon the particular circumstances of a case. We offer flexible terms to help you maximize the settlement, and there are no application fees or monthly payments.

Don’t let your clients settle for less.

Our Process

Simple. Fast. Confidential.
Your time is valuable as well as your clients. Prospect Funding Partners requires only a minimal amount of information to evaluate a case. Our application can be completed online or downloaded and faxed in. Once we receive an application from your client, we will review it and contact you. It will take no more than 15 minutes to go through the particulars of a case with you.

Within 48 hours of receiving all required documents, Prospect Funding Partners completes an evaluation of your client’s case and provide an answer in regards to funding. If your client’s case is approved, they will be advanced funds immediately upon accepting our terms.

Step 1: Apply.
Your client can apply online or call (855) 767-7100. There are no application fees.

Step 2: Case Evaluation.
Prospect Funding Partners will review your client’s case and contact you for a no more than 15 minute evaluation of the case. An answer will be given within 48 hours.

Step 3: Funds Advanced.
Clients with approved applications will be advanced funds immediately after accepting the terms.


To be eligible for pre-settlement funding a person must be:

  •  Involved in a pending lawsuit or legal claim
  •  Represented by an attorney
  •  Need funds to meet immediate financial needs

Trust Prospect Funding Partners to advance your client funds so they do not have to settle for less than they deserve.

Funding is not available in the following states: Arkansas, Colorado, Illinois, Kansas, Louisiana, Maryland, Missouri, North Carolina, South Carolina, Tennessee, and Vermont. We do not fund Workers Compensation Cases in the following states: Alaska, Arizona, Arkansas, California, Colorado, Hawaii, Idaho, Illinois, Kansas, Louisiana, Maine, Massachusetts, Maryland, Michigan, Minnesota, Missouri, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Oklahoma, Pennsylvania, South Carolina, Tennessee, Utah, Vermont, Virginia, Washington DC, and Wisconsin.