Effective Date: May 1, 2011
United States Site and Pricing
Prospect Funding administers this Site from Minnesota, United States of America and this Site is only intended for viewing in the United States. All materials and information contained on this Site apply to the United States market only. Prospect Funding makes no representation that the Site is appropriate or available for use outside the United States. If you choose to access the Site from outside the United States, you do so at your own initiative and are responsible for compliance with applicable laws. You agree to comply with all restrictions and regulations of your government in connection with your use of the Site.
All funding is in U.S. dollars and is available in the U.S. only. This Site in no way constitutes an offer provide pre-settlement funding from Prospect Funding. Prospect Funding makes reasonable efforts to ensure that the information contained on this Site is correct. All information shown on this Site are for information purposes only, are subject to change at any time without obligation, may vary from region to region, and may not be completely up to date or accurate. Any calculation of a cash advance or funding terms is for your reference only, is an estimate, and may not be completely accurate. Prospect Funding representatives set the actual funding terms. Contact Prospect Funding for the actual terms of pre-settlement funding and any other applicable terms and conditions that may apply. The promotional programs and/or incentives offered on this Site are only available in the United States and may be limited to particular states and subject to restrictions and/or qualifications, as disclosed by the program.
Copyright © 2011, Prospect Funding. All rights reserved.
All text, images, graphics, animation, videos, music, sounds and other materials on this Site is subject to copyright and other intellectual property rights of Prospect Funding, its affiliated companies and its licensors. The Prospect Funding name, and all trademarks and logos displayed on this Site are owned or used under license by Prospect Funding. The unauthorized use of any trademark displayed on this Site is strictly prohibited. Except as expressly provided herein, Prospect Funding does not grant any express or implied right to you under any patents, trademarks or copyrights.
Subject to your continued compliance with this Agreement, Prospect Funding grants you a non-exclusive, non-transferable, limited right to access, use, display and listen to this Site and the information, images, sounds and text (“materials”) thereon. You agree not to interrupt or attempt to interrupt the operation of the Site in any way. You agree not to dispute Prospect Funding’s claims of ownership or validity of its rights in the materials on this Site.
Prospect Funding authorizes you to view and download the materials at this Site only for your personal, non-commercial use. Prospect Funding may suspend or terminate this authorization at any time for any reason. This authorization is not a transfer of title in the materials and copies of the materials and is subject to the following restrictions:
- You must retain, on all copies of the materials downloaded, all copyright and other proprietary notices contained in the materials;
- You may not modify the materials in any way or reproduce or publicly display, perform, distribute, or otherwise use them for any public or commercial purpose;
- You must not transfer the materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under this Agreement.
Linking, Crawling and Archiving
If you would like to link to this Site, you must comply with the following guidelines:
- Do not incorporate any content from this Site into your site (e.g., by in-lining, framing or creating other browser or border environments around the website content).
- You may only link to, not replicate, the Site content;
- You may not create the appearance of a relationship or affiliation with Prospect Funding; and
- Your site may not contain offensive, distasteful, illegal or inappropriate content.
If you would like to use a web crawler or other search tool to gather information from the Site, you must comply with the provisions of the robots.txt file of the site and you may not circumvent CAPTCHA or other security measures.
ANY ATTEMPT BY ANY INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE, TAMPER WITH THE APPLICATION PROCESS, OR OTHERWISE UNDERMINE PROSPECT FUNDING’S LEGITIMATE BUSINESS OPERATIONS MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, PROSPECT FUNDING RESERVES THE RIGHT TO COOPERATE IN THE PROSECUTION OF ANY SUCH INDIVIDUAL(S) AND TO PURSUE ALL REMEDIES TO THE FULLEST EXTENT PERMITTED BY LAW.
Changes to the Site
Prospect Funding and its affiliates reserve the right to change, modify, suspend, discontinue or permanently cancel this Site’s operation or portions thereof without any notice to you, including but not limited to product specifications or prices, at any time and from time to time without notice and without incurring any obligations. Your use of this Site after any changes are posted will be considered acceptance of such changes.
By using this Site you agree that you will defend, indemnify and hold harmless Prospect Funding and its subsidiaries and affiliates, their respective stores and advertising and promotions agencies, together with their respective employees, agents, directors, officers and shareholders, from and against all the liabilities, claims, damages and expenses (including reasonable attorneys’ fees and costs) arising out of your use of this Site, your breach or alleged breach of this Agreement, and/or your breach or alleged violation of the patent, copyright, trademark, proprietary or other rights of third parties. Prospect Funding reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and, in such case, you shall agree to cooperate with Prospect Funding’s defense of such claim.
Mobile Service Program
Prospect Funding is proud to offer mobile text alerts, to send you offers, requests, and information regarding your options to obtain funding from Prospect Funding Partners. Through Prospect Funding’s Mobile Service Program, all mobile subscribers may opt-in to receive the text alerts through SMS messages straight to the subscriber’s phone.
This service is available for phones with text messaging capabilities, and subscribers on AT&T, Verizon Wireless, T-Mobile®, Sprint, Virgin Mobile USA, Cincinnati Bell, Centennial Wireless, Unicel, U.S. Cellular®, and Boost.
There are no premium charges associated with this Mobile Service; however message and data rates may apply.
Opt-In and Message Frequency
If you opt-in to receive messages from Prospect Funding Partners, you may receive up to 4 messages per month. No purchase or sale is required as a condition to participate in the program.
How to Opt-out of Our Mobile Service Program
To opt-out of the Mobile Service Program, reply STOP at any time to any of our texts you receive. A cancellation message will be sent to your mobile number confirming that you have been unsubscribed from the program.
For support or information about our Mobile Service Program, reply text HELP at any time to our text. You can also call (855)767-7100.
This Site and all the information it contains is provided for information purposes only on an “as is” basis and could include technical, typographical or other errors. In certain areas, the information provided may represent an opinion or judgment. Prospect Funding, information providers and their agents make no warranties, representations, or guarantees of any kind, express or implied, including but not limited to, accuracy, currency, or completeness, the operation of the Site, the information, materials, content, availability, and products. To the extent permitted by applicable law, Prospect Funding disclaims all warranties, express or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. Prospect Funding is not responsible for the content of any Site linked to this Site and is not directly or indirectly implying any approval, endorsement or affiliation with any linked Site.
The material published on this site is for informational purposes only and is not legal advice. Transmission of the information does not create an attorney-client relationship between any parties whatsoever. Visitors should not act upon this information without seeking professional advice or conducting independent legal research. Prospect Funding disclaims any liability whatsoever for any consequences that may result from any material published here.
YOU AGREE THAT YOUR USE OF THIS SITE SHALL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, PROSPECT FUNDING’S OFFICERS, DIRECTORS, EMPLOYEES, PARENTS, AFFILIATES, SHAREHOLDERS, REPRESENTATIVES AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THIS SITE AND YOUR USE THEREOF. PROSPECT FUNDING, ITS INFORMATION PROVIDERS AND THEIR AGENTS, MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE CONTENT OF ANY SITES LINKED TO THIS SITE AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR WEB SITE, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR WEB SITE, (IV) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR WEB SITE BY ANY THIRD-PARTY, AND/OR (V) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE WEB SITE. PROSPECT FUNDING DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE WEB SITE OR ANY HYPERLINKED WEB SITE OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND PROSPECT FUNDING WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE. NEITHER PROSPECT FUNDING, INFORMATION PROVIDERS, NOR THEIR AGENTS ARE PROVIDING ANY LEGAL, TAX, MEDICAL, COUNSELING, ACCOUNTING, INVESTMENT, FINANCIAL OR ANY OTHER PROFESSIONAL SERVICES OR ADVICE.
Jurisdiction and Choice of Law
The Site is operated from Prospect Funding’s offices in the United States of America. This Agreement is governed by, and construed in accordance with, the laws of the State of Minnesota, regardless of principles of conflicts of laws that may require the application of the laws of another jurisdiction. All lawsuits arising from or relating to this Agreement shall be brought in the Federal or State courts located in [Hennepin County], Minnesota, and you hereby irrevocably submit to the exclusive personal jurisdiction of such courts for such purpose.
If a court determines that any term or condition in this Agreement is invalid or unenforceable, then such term will be eliminated and the remaining provisions will remain in full force and effect.
Prospect Funding’s failure to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect.